Pelayo de Salvador Morell is a leading authority in Mallorca’s real estate law, known for his exceptional expertise in guiding foreign buyers through the complexities of the local property market in Mallorca. As the founder of desalvador., he has built a firm that focuses exclusively on real estate law, offering a specialised service that caters to international clients who need clear, professional guidance. His deep understanding of civil, real estate, land registry, urban planning, administrative, and tax law ensures that clients are fully informed and protected in every aspect of their property purchase.
Desalvador. takes pride in simplifying the buying process for non-resident clients, handling all the legal and regulatory details so they can focus on finding their dream home. Fluent in English and Spanish, desalvador. ensures that communication is seamless, preventing misunderstandings and helping clients feel confident throughout every stage. Whether it’s navigating local regulations or managing taxes, desalvador. offers a level of support that makes the entire process smooth, transparent, and stress-free.
What sets desalvador. apart is an unwavering commitment to transparency and long-term client relationships. Pelayo’s firm is known for openly discussing fees, risks, and obligations, providing clients with the clarity they need to make sound decisions. Beyond the purchase, desalvador. remains a trusted advisor, offering ongoing legal support throughout the property ownership journey, ensuring clients have peace of mind for years to come.
How desalvador. can help you
Property Acquisition and Sale Support
Desalvador. provides comprehensive legal support for both property buyers and sellers, guiding clients through every step to ensure a seamless, risk-free transaction. Specialising in assisting non-resident buyers, the firm expertly navigates Spain’s legal and fiscal systems, handling taxes and legal obligations so clients can focus on finding their perfect property.
Real Estate Tax Planning and Optimization
Real estate deals come with complex tax implications. Desalvador.’s expert team offers tailored tax planning strategies to optimise tax positions, reduce liabilities, and ensure full regulatory compliance, ultimately saving clients money and preventing potential issues.
Administrative Services and Applications
For international clients, managing administrative processes can be daunting. Desalvador. simplifies the application process for NIE numbers, NIF for foreign companies, golden visas, residence permits, and tax filings, ensuring all documentation is accurate and compliant.
Ongoing Legal Advisory for Real Estate Agencies
Desalvador. provides continuous legal support for real estate agencies, offering updates on regulatory changes, consultation on transactions, and general legal guidance to keep agencies compliant, informed, and ready to handle any legal challenges.
Customized Legal Consultation
Beyond standard services, Desalvador. offers bespoke legal advice on specific property-related issues in Mallorca. A personalised approach ensures clients receive the precise guidance they need for informed decision-making.
Risk Management and Compliance Assurance
Desalvador. takes a proactive approach to identifying and managing risks in property transactions, ensuring full compliance with local laws and regulations. This service provides added security and confidence throughout the entire property process.
Qualifications
Pelayo de Salvador is a highly experienced lawyer specialising in Mallorca’s real estate law, with over 15 years dedicated exclusively to assisting non-resident clients in buying and selling property. Fluent in English and Spanish, he provides personalised, transparent guidance. Pelayo’s deep local expertise and client-first approach ensure smooth, secure transactions, offering peace of mind throughout the legal process.
What desalvador.'s clients say...
- “Pelayo bridged the gap between our UK experience and the Mallorca legal system. Always patient, clear and responsive he made the experience as stress free as possible.” – Rosie Dudson
- “He saved us from purchasing with hidden legal issues. When we finally went for a property, Pelayo handled everything for us, was always quick to respond and very efficient.” – Annika Cagney
- “Pelayo is prompt, honest, and operates with integrity.” – Natasha Hetherly
- “Simply outstanding service from Pelayo. He went above and beyond in providing seamless and exemplary support to help ensure everything ran smoothly and efficiently.” – Hannah Bramley
- “Pelayo’s friendliness and informative approach created a welcoming atmosphere, making our legal journey remarkably smooth.” – Jim
- “I gave Pelayo power of attorney so that he could purchase my apartment on my behalf here in Palma. It made the process incredibly easy for me and everything went very smoothly.” – Tam Aguilera
Frequently Asked Questions
Do I need a lawyer for the purchase, and what role do they play?
It is highly recommended to hire a lawyer. A lawyer will handle all legal aspects of the transaction, including reviewing contracts, ensuring the property is free of debts or encumbrances, managing the tax aspects, and assisting with the notarial process.
What is the process for purchasing property in Mallorca as a non-resident?
The process includes several important steps, such as obtaining a NIE (Foreigner Identification Number), signing a private purchase agreement, and finalising the sale before a notary. While it’s not mandatory to hire a lawyer, it’s strongly recommended to ensure all aspects of the transaction are handled properly.
Are there any restrictions for foreigners buying property in Spain?
No, there are no restrictions for foreigners purchasing property in Mallorca. However, in some cases, non-EU citizens may require a military permit. This is just an administrative requirement that does not limit the purchase.
What taxes and fees should I expect when buying property in Mallorca?
Buyers typically pay Transfer Tax (ITP), notary fees, land registry fees, and legal fees. (10% to 13% of purchase price in total). During tenure, you can expect IBI and IRNR tax. In some cases, wealth tax may also be applicable.
Can I get a mortgage in Spain as a non-resident?
Yes, it is possible to obtain a mortgage from Spanish banks as a non-resident, although the terms and conditions may differ from those offered to residents. Typically, banks may offer up to 60-70% financing for non-residents.
What are the ongoing costs of owning property in Mallorca?
Ongoing costs include annual property taxes (IBI), community fees, insurance, and maintenance costs. Additionally, non-residents may have to pay Non-Resident Income Tax (IRNR) even if the property is not rented out.
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